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Thank you for the opportunity to introduce you to our organization.

Smart Choice Title Loans

Smart Choice Title Loans is a national consumer lending organization. Established in 1999, Smart Choice Title Loans continues to expand into new markets.  Smart Choice Title Loans currently manages branch operations (through different corporate names) in three states with new branches opening soon in other states. Smart Choice Title Loans is considered a leader in the consumer lending industry due to our innovative cost saving programs offered to our customers as well as our reward winning customer service. We are a fully licensed and insured financial lender specializing in short-term consumer loans ranging from six hundred and one to twenty thousand dollars.

Smart Choice Title Loans specializes in providing our customers with financial solutions. Our clients call one of our many branch offices, apply on-line, or visit us at one of our convenient locations. Our courteous and professionally trained team is always eager to serve our clients by answering all of your questions, providing quick, no-hassle, and free quotes six days a week. Getting a car title loan has never been easier, faster, or more discreet.


Leaving Our Office With The Money You Need Today =
A Satisfied Loyal Client!

Why is…
SCTL A Lender You Can Trust?

  1. Smart Choice Title Loans has been in business for over 10 years!
  2. Smart Choice Title Loans has friendly and courteous employees, who are trained to provide excellent customer service, 100% of the time.
  3. Smart Choice Title Loans respects your privacy, and will always handle your account discretely.
  4. Smart Choice Title Loans managers are highly trained and will answer all of your questions any time you call. Your business is important to us.
  5. Smart Choice Title Loans offers instant approvals over the telephone.
  6. Smart Choice Title Loans can complete your loan within 15 minutes.
  7. Smart Choice Title Loans is reliable, confidential, and dependable.


Get Your Money And Go!

Receive $50 towards your first interest payment when you apply online and receive a loan.

This offer is not valid with any other promotions.

*In order to receive this internet incentive you must obtain a new loan with Smart Choice Title Loans and keep that loan out for at least thirty one days. If for any reason the loan is paid off before the thirty-one day timeframe then you will forfeit this internet incentive.

*restrictions apply

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Our Values & Philosophies

Our Mission

Our Mission is to provide our customers with an extraordinary experience and to create value for our customers, employees and community.

Our Commitment

Our Commitment is to provide personalized, relationship-oriented service to individuals in need of Short Term Loans in South Carolina and other markets we serve.

Our Goal

Our Goal is to provide service in a manner that customers recognize to be superior to service provided by our competitors.

Our Promise

Our Promise is to set the standard for the way business is done by continuing to be the innovator in the industry by implementing new ideas, policies and procedures to better assist our customers, employees and community.


phSuccess Stories

As a single mother of two boys I found myself in need of a loan to keep from being evicted from my apartment. Smart Choice Title Loans not only helped me out but gave me a discount for being a single parent. I would recommend them to anyone who needs emergency cash. Thank you Smart Choice! Katie

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Hours of Operation

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South Carolina Coverage Area
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Smart Choice Title Loans © 2014
A consumer lending company providing cash for car title loans in South Carolina
Our car title loan offices are in the following South Carolina cities: Greenville, Greer, Columbia, Lexington, Easley and Rock Hill