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Why Car Title Loans Are A Good Idea?

Car title loans offer a wide array of advantages, especially for those who have to meet some urgent financial requirements but do not have enough cash available to them. Following is a brief rundown on some of the reasons why these short-term loans make a great idea.


Easy To Qualify


Title loans are very easy to qualify for. If you own a car and do not owe anything else on the car, any title lender will be more than happy to assist you with a title loan. The process is very simple, as all you have to do is fill out a simple online car title loan application form. It doesn’t take more than a couple of minutes. What is more, you can do this right from the comfort and convenience of your home. 


Fast Cash


Title loans offer you fast cash. If you meet the minimum eligible criteria, it usually doesn’t take more than a few minutes to get the loan approved. The money is directly transferred to your bank account or you can receive the money directly from the title loan office.


No Penalty For Prepayment


The title lenders also provide you an option to prepay the loan without any penalty. You can prepay the loan anytime. In case of prepayment, the interest is charged on the number of days you actually keep the loan. For example, if you want to repay within 10 days, you will be charged interest for ten days only. Some title loan offices in South Carolina offer a 30 day no interest loan.  Smart Choice Title Loans does offer such a loan.  They have offices located in Greenville, Greer, Columbia, Lexington and Rock Hill, South Carolina.


Even bad credit is not a problem. You will be glad to know that people with poor or bad credit can also easily qualify for title loans. Your credit score is not checked at all.


Title loans are useful to get fast cash for ....


  • rent/mortgage payment
  • utility bills
  • medical bills
  • cosmetic needs
  • tuition/school supplies
  • repairs
  • legal fees
  • vacations
  • household needs
  • increased closing costs (do not report to credit bureaus)
  • emergencies


Additional Articles:

Need a Car Title Loan
What is an Auto Title Loan?
Turn Your Car Title Into Fast Cash
Are No Credit Loans Possible?
All You Wanted To Know About A South Carolina Title Loan
Why Car Title Loans Are A Good Idea?
Understanding Auto Title Loans
Fun in the Sun
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Get a Loan for Outdoor Home Improvements
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Emergency Fast Cash - Title Loans South Carolina
South Carolina Fast Cash Car Title Loan
Extra Cash for July 4th Fast Cash Title Loan
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Motorcycle Title Loans - Your Motorcycle Could Get You The Money You Need
Can you Improve Your Credit Rating with a Car Title Loan?
How do I get a Personal Loan for Car Repairs
Where Can I get A PayDay Loan in South Carolina?
Where Can I Get a Short Term Loan in South Carolina
Take Out a Loan to Pay Bills
Searching Online for the Best Title Loan Rates in South Carolina
Get a Title Loan Online with Instant Approval
A Way Out of a Financial Crisis
Online Instant Approval Loans
Free Online Title Loan Application
Search Online for A Motorcycle Title Loan
Free Search Car Max Title Loans
Getting Money for Bills When You are Unemployed
Getting a No Fax Payday Loan
Strapped for Cash - Now What?!
Getting an Auto Loan from a Lender
Self-Employment Tax Loans
Online Payday Loans for Tax Relief
Instant Personal Loan
Car Title Loan Offers in South Carolina
What to Do When Your Unemployment Runs Out
Getting Money from a Cash Title Loan
Know Your Title Loan Options
Get a Loan for Extra Cash in the Summer
Getting Low Interest Loans Online
Unsecured Credit Loans
Car Finance Loans
Pawn Shops and Title Loans
Summer Loans in South Carolina
Best of Greer Title Loans - US Commerce Association 2011
Greenville Title Loan Award - Best of Greenville
Best of Lexington from the US Commerce Association
The Kenzlie Gallion Foundation
Motorcycle Ride to Benefit the Kenzlie Gallion Foundation
Kenzlie Gallion Foundation Event - March 31 2012

Get Your Money And Go!

Receive $50 towards your first interest payment when you apply online and receive a loan.

This offer is not valid with any other promotions.

*In order to receive this internet incentive you must obtain a new loan with Smart Choice Title Loans and keep that loan out for at least thirty one days. If for any reason the loan is paid off before the thirty-one day time frame then you will forfeit this internet incentive.

*restrictions apply

Apply Online


Contact Information

By registering with Smart Choice Title Loans, not only will you be added to our mailing list to receive news, offers, and promotions via email, you will also be eligible to win a $100 American Express™ gift card - absolutely free! Once every quarter, we will randomly select a winner from our registered guests. Why wait?  Register today for your chance to win.

Note: To qualify, registered guests must be at least 18 years old to win. No purchase required. Winners will be asked for their mailing address and telephone number in order to send the gift card.



Success Stories

My husband had lost his job.  He finally found a new job but we couldn’t pay our rent because we had used up all of our savings.  We just needed a loan to hold us over for two weeks until he got his first paycheck. 

Katie & John

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Smart Choice Title Loans © 2014
A consumer lending company providing cash for car title loans in South Carolina
Our car title loan offices are in the following South Carolina cities: Greenville, Greer, Columbia, Lexington, Easley and Rock Hill