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Do you need money? Smart Choice Title Loans offers loans up to $20,000 within minutes to qualified borrowers.

Our customers borrow money for many reasons:

* rent/mortgage payment
* utility bills
* medical bills
* cosmetic needs
* tuition/school supplies
* repairs
* legal fees
* vacations
* household needs
* increased closing costs (we do not report to credit bureaus)
* emergencies
* payroll

Smart Choice Title Loans provides customers with quick and confidential consumer loans based on the value of their vehicle. As with home equity loans, if you own your vehicle free and clear, we may be able to loan you the cash you need based on the equity you have built in your vehicle.

Since 1999 we have been a leader in short-term consumer lending. We have been providing our customers with the quickest, most confidential and hassle-free title loans available within our industry.


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Rethinking Traditional Christmas Gift Giving

With the economy the way it is today, I think this Christmas people should rethink their Christmas gifts and instead of the traditional gift of socks or men's ties, why not give them something more useful. I thought about this year if it is someone close to you where you know what type of bills they have or even if they have a title loan with Smart Choice Title Loans you could come in and make that person's payment and take them a paid receipt. It may seem a like an odd idea, but if you think about you just saved the person you care about a month's payment that they could use to get themselves something that they really want and that would cut back on gift returns for sure. Thank You, Tracy Roach Floating Manager

Receive $50 off on your first month’s interest payment by applying online. *restrictions apply

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A consumer lending company providing car title loans in South Carolina