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Do you need money? Smart Choice Title Loans offers loans up to $20,000 within minutes to qualified borrowers.

Our customers borrow money for many reasons:

* rent/mortgage payment
* utility bills
* medical bills
* cosmetic needs
* tuition/school supplies
* repairs
* legal fees
* vacations
* household needs
* increased closing costs (we do not report to credit bureaus)
* emergencies
* payroll

Smart Choice Title Loans provides customers with quick and confidential consumer loans based on the value of their vehicle. As with home equity loans, if you own your vehicle free and clear, we may be able to loan you the cash you need based on the equity you have built in your vehicle.

Since 1999 we have been a leader in short-term consumer lending. We have been providing our customers with the quickest, most confidential and hassle-free title loans available within our industry.


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Receive $50 off on your first month’s interest payment by applying online. *restrictions apply
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Busted Pipe in South Carolina ... it's soooo cold

It Busted!!!!! Saddest thing happened today!! Couldn't imagine it being myself although it could happen. An older lady came in today and said she lived in a trailer. With the weather being so cold at night she forgot to leave her faucet running a little to keep from freezing. She asked me did we here at Smart Choice Title Loans also do small personal loans. Sadly I had to tell her no but if she had the title to her car that I could still loan her some money to fix her busted pipes. I told her that with our 30 day interest free* program that we might just be the place to help cause she did not wont to worry about a lengthy loan or high monthly payments. I told her that we could help her with all of that. By the time she left she was amazed at what services we had to offer and she was on her way home to get started on finding someone to fix her plumbing. Once again, another satisfied client here at Smart Choice Title Loans located here in Rock Hill, SC *Restrictions Apply Tracy Rock Hill

Receive $50 off on your first month’s interest payment by applying online. *restrictions apply

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Smart Choice Title Loans © 2009
A consumer lending company providing car title loans in South Carolina