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Do you need money? Smart Choice Title Loans offers loans up to $20,000 within minutes to qualified borrowers.

Our customers borrow money for many reasons:

* rent/mortgage payment
* utility bills
* medical bills
* cosmetic needs
* tuition/school supplies
* repairs
* legal fees
* vacations
* household needs
* increased closing costs (we do not report to credit bureaus)
* emergencies
* payroll

Smart Choice Title Loans provides customers with quick and confidential consumer loans based on the value of their vehicle. As with home equity loans, if you own your vehicle free and clear, we may be able to loan you the cash you need based on the equity you have built in your vehicle.

Since 1999 we have been a leader in short-term consumer lending. We have been providing our customers with the quickest, most confidential and hassle-free title loans available within our industry.


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South Carolina Weather and Flooding - Title Loans Can Help With Expensive Insurance Repairs

I was sitting at my office today thinking when is this rain going to go away? So much flooding going on! Well some of us are just not as lucky as others, I received a call from a potential customer that needed to get a loan on her title because her home was needing some work. She said that everything was going just as a normal day and then a small tree uprooted and fell on her house and the limb put a hole in her roof. Well she has to get this fixed and then her homeowners insurance is supposed to reimburse her for the repairs. That has to suck! Well I told her what I could loan her on the 1999 ford expedition that she has she told me she will be in to see me as soon as she could get to the dmv because she couldn't find her clear title. I told her my office hours and what all she needed. I am happy that I can be a part of helping a person out in need! Come see me at smart choice title loans let me loan you some money on your car title. Thanks, Tammy

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South Carolina Weather - Get Some Extra Cash

The weather has been so bad here in South Carolina lately it makes you just want to sleep or lay around, but don't forget you are probably like everyone else and have bills to pay or Holiday plans that require extra cash. A great place to go is Smart Choice Title Loans. You can get the money you need today to take care of all those bills hanging around ...So put on your raincoat and come by one of our local offices today, and you will feel like it is a sun shiny day when you get the cash you need. Thank You, Tracy Roach Floating Manager

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South Carolina Weather - Good Bye Summer

Rain, Rain, Rain! - South Carolina Weather Although We would love to see more sunlight in our final days of Summer, the only thing that we have been seeing is rain! It has been pouring causing more than usual flood watches and warnings throughout the area of much of the upstate and also throughout Georgia, and even North Carolina! Even though, We have seen so much rain, the sad part is, we are still in the midst of a drought... and we desperately need ALL the rain we can get, so I'm screaming "Keep it coming!" I am so ready to get out of this drought for good! We were there for a while when no one was having to keep filling up and cleaning their pools, and such until this scorching Summer came along with the record highs of 106! So, of course, with those kinds of temperatures, it's kind of hard not to wanna keep Your pool up, right? You just wanna swim EVERY day. Many think that all this rain is depressing.. not to mention, the nasty colds that this weather can bring along! I like rain simply because I get better sleep than normal for some reason! Hopefully, this yearly downpour will help save us from another drought.. although, I must say that if We are under flood watches, but yet We are still in a drought, does that really make any sense??? __________________________________________________________________________________________________ Thanks, Allison B. Hastings Manager Smart Choice Title Loans A Lender You Can Trust

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10 Ways To Beat the Heat in South Carolina and Save Extra Cash

10 WAYS TO BEAT THE HEAT Hey everyone!! Did you know that it is going to be 101 degrees here in South Carolina on Friday and Saturday? With the hot weather coming I thought 10 ways to save some money and to keep your house cooler would be a great thing to talk about! Here are 10 ways that you can keep your house cooler in the Summer and save on your electric bill. 1. Use a fan: Fans use less electricity to cool down the house and can cool a room down by 4-6 degrees. 2. Program your thermostat: This cools down the house in the hotter hours of the day without having to keep it at the same temperature in the cooler hours of the day. 6:00am-9:00am 75 degrees 9:00am-5:30pm 80 degrees 5:30pm-6:00am 80 degrees 3. Set your dial higher: Set your central air to 78 degrees. This will save you 5 to 8 percent off your cooling bill. 4. Use sun blockers for your windows: Sun blockers are blinds and things that help block the hot sun from coming into the house. 5. Install a programmable thermostat: When you use a programmable thermostat you can program it to only cool the house when you are in it. This will save you money on your electric bill. 6. Practice "Texas Cool": Texas cool is when at night when the temperature drops you open windows and bring in cool air in with window fans or a whole-house fan. As soon as the sun comes up or the air starts to heat up, shut the windows and shades and keep doors closed. 7. Cook smart: Try and cook outside on the grill or wait until the cooler hours of the day to cook on the stove or oven. Cooking with the oven can easily raise the house temperature 10 degrees! 8. Get cooler Light bulbs: Replace incandescent bulbs with compact florescent bulbs. This uses about 75 percent less energy and gives off 90 percent less heat. 9. Snug up ducts: Make sure all of your air conditioning ducts are snug. Leaky ducts cut into air conditioning efficiency. 10. Seal air leaks: Hunt down all leaks and seal them. Places there could be leaks are the attic, in the basement, between windows, between doors, electrical and plumbing to name a few. This will keep the cool air in and the hot air out of the house. I hope these tips will not only keep you cool but put some extra cash back into your pockets. Remember to keep hydrated if you have to be out in the sun and make sure your pets have plenty of water and a cool place to lay out of the direct sun light!! Thank You Angie South Carolina Title Loans

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South Carolina Weather - Title Loan to the Rescue

Need to fix your air conditioning but cannot afford it? Are you suffering at your house because the South Carolina heat is making your house to hot? You want to fix your air conditioner but it is just to expensive to fix right now. You can go to Smart Choice Title Loans and get some quick cash! You don't have to be miserable anymore! You can give Smart choice Title Loans a call at 803-788-9544 or visit their web site smartchoicetitleloans.com to get more information

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A consumer lending company providing car title loans in South Carolina