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Do you need money? Smart Choice Title Loans offers loans up to $20,000 within minutes to qualified borrowers.

Our customers borrow money for many reasons:

* rent/mortgage payment
* utility bills
* medical bills
* cosmetic needs
* tuition/school supplies
* repairs
* legal fees
* vacations
* household needs
* increased closing costs (we do not report to credit bureaus)
* emergencies
* payroll

Smart Choice Title Loans provides customers with quick and confidential consumer loans based on the value of their vehicle. As with home equity loans, if you own your vehicle free and clear, we may be able to loan you the cash you need based on the equity you have built in your vehicle.

Since 1999 we have been a leader in short-term consumer lending. We have been providing our customers with the quickest, most confidential and hassle-free title loans available within our industry.


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Receive $50 off on your first month’s interest payment by applying online. *restrictions apply
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Get an Auto Title Loan to Pay for Text Messages

I checked my mail today, after opening the mail that I received I thought I would not have another trip to the mailbox. I had my cell phone bill come in and when I looked at the bill and saw charges for $583, I did not know what I was going to do! I live on a fixed income since my retirement! There is no way that I can pay that much of a phone bill. I had got my grand daughter a cell phone on my plan for her 14th birthday. I did not know what text messages were, I never thought I would need that on my plan. My grand daughter racked up a bill of $450 just for the text messages. I called to try to get credit and was told that I was offered a text package and declined at the beginning of my contract and was left to pay this entire bill. I did not know which way to turn to even try to get the money. With me being on a fixed income, there was not any banks to help me out saying I needed a co signer to get the few hundred dollars I needed. I have no one to co sign with me. I tried to explain to them but they did not take the time to listen to my story. I had just about given up and I ran across an add in the yellow pages and it was for Smart Choice Title Loans. I called the number listed and got information that I needed to know. I could get a loan on my auto title and they did not even care that I am on a fixed income, she took the time to make sure I earned enough in my retirement check to pay all my bills and to afford the low monthly payment for the loan that I needed. She also she offered me 10% off of my first months interest payment with their senior citizens discount. If I happened to pay off the loan within the first 30 days then all I will have to pay them is $15 more than what I borrowed in the first place. I finally found the right place to get the money I needed and I was able to pay my cell phone bill and my grand daughter now has a text message plan on her cell phone so I don't have any surprise bills like this one. Thank you Smart Choice Title Loans for being there when I had no where else to turn.

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Receive $50 off on your first month’s interest payment by applying online. *restrictions apply

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A consumer lending company providing car title loans in South Carolina