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Do you need money? Smart Choice Title Loans offers loans up to $20,000 within minutes to qualified borrowers.

Our customers borrow money for many reasons:

* rent/mortgage payment
* utility bills
* medical bills
* cosmetic needs
* tuition/school supplies
* repairs
* legal fees
* vacations
* household needs
* increased closing costs (we do not report to credit bureaus)
* emergencies
* payroll

Smart Choice Title Loans provides customers with quick and confidential consumer loans based on the value of their vehicle. As with home equity loans, if you own your vehicle free and clear, we may be able to loan you the cash you need based on the equity you have built in your vehicle.

Since 1999 we have been a leader in short-term consumer lending. We have been providing our customers with the quickest, most confidential and hassle-free title loans available within our industry.


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Receive $50 off on your first month’s interest payment by applying online. *restrictions apply
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30 Day Interest Free Title Loan Vs. Christmas Layaway Plan

Who needs layaway? I had a client come in today and was asking about our services and what type of loans we did. I kindly told her car title loans. She said she was preparing for Christmas and didn't to deal with those stinking layaway plans at all the stores. One store is bad enough having layaway but several is nerve racking. Trying to remember who you laid a way with and how much you owe each store. She decided to bring me her title to her car here to Smart Choice Title Loans and just get one loan to buy everything. She was excited to know that she could pay off her loan in 30 days interest free* which would be like paying on all those lay-aways. Easier to have it all consolidated in one lump sum. She has low monthly payments if she chooses not to pay it off in 30 days. She was glad she came to Smart Choice Title Loans. Tracy Rock Hill *Restrictions Apply

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Receive $50 off on your first month’s interest payment by applying online. *restrictions apply

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A consumer lending company providing car title loans in South Carolina