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Do you need money? Smart Choice Title Loans offers loans up to $20,000 within minutes to qualified borrowers.

Our customers borrow money for many reasons:

* rent/mortgage payment
* utility bills
* medical bills
* cosmetic needs
* tuition/school supplies
* repairs
* legal fees
* vacations
* household needs
* increased closing costs (we do not report to credit bureaus)
* emergencies
* payroll

Smart Choice Title Loans provides customers with quick and confidential consumer loans based on the value of their vehicle. As with home equity loans, if you own your vehicle free and clear, we may be able to loan you the cash you need based on the equity you have built in your vehicle.

Since 1999 we have been a leader in short-term consumer lending. We have been providing our customers with the quickest, most confidential and hassle-free title loans available within our industry.


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Receive $50 off on your first month’s interest payment by applying online. *restrictions apply
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South Carolina Weather and Flooding - Title Loans Can Help With Expensive Insurance Repairs

I was sitting at my office today thinking when is this rain going to go away? So much flooding going on! Well some of us are just not as lucky as others, I received a call from a potential customer that needed to get a loan on her title because her home was needing some work. She said that everything was going just as a normal day and then a small tree uprooted and fell on her house and the limb put a hole in her roof. Well she has to get this fixed and then her homeowners insurance is supposed to reimburse her for the repairs. That has to suck! Well I told her what I could loan her on the 1999 ford expedition that she has she told me she will be in to see me as soon as she could get to the dmv because she couldn't find her clear title. I told her my office hours and what all she needed. I am happy that I can be a part of helping a person out in need! Come see me at smart choice title loans let me loan you some money on your car title. Thanks, Tammy

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Credit Problems No Problem Bad Credit No Credit Check Title Loans

Credit Problems? You got bad credit, low credit or even no credit? Well, I can help you out. We here at Smart Choice Title Loans are quick and easy. All we need is the title to your car and you can get the desired money that you need that nobody else will loan you. We will let you pay it off in 30 days totally interest free* or if that doesn't suit you then you can make low monthly payments. So when everybody else turns you down and tells you no, come on down and see us at Smart Choice Title Loans. Money guaranteed!!!!! Tracy Rock Hill *Restrictions Apply

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Title Loans Are Great According To This Customer

Title Loans!!! Title Loans are great, to know you can borrow money and pay it back in 30 days with no interest.* That's what one of my clients said to me today. He called me up and want to know what he had to have to get a title loan, well I told him and he said man you are a life saver. His daughter need to have surgery done on her leg, and they would not do it until he had $700.00 to put down. I told him that I would help him out, he just need to bring me his vehicle and the title, drivers license and social security card and recent check stub and proof that he had insurance on that vehicle. He did all that and now his daughter is having her surgery on her leg. He said he would be here on the 30th day to pay off with no interest, I told him that would be great. Thank You, Teresa Bennett Smart Choice Title Loans 701 N. Anderson Road Suite 105 Rock Hill, SC 29730 803-980-5044 *Restrictions Apply

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Cash For Clunkers Greer SC Fast Cash

Cash for clunkers hmmm sound good? Well it looks like car dealers are backing out and only 2% have been paid. Don't make that choice, come to smart choice title loans and let me loan you some money we aren't going to be one to back out of any deal we are offering such as our 30 day interest free program*. Get some fast cash at smart choice title loans. Bring that clunker to Greer SC and see me and take advantage of our rates and our interest free if paid in first 30 days.* Tammy Greer SC Title Loans Smart Choice Title Loans *Restrictions Apply

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Title Loans to Pay Off Other Loans

Need Help with Your Current Finance Company! Today has been a really nasty and dark day. I was sitting in my office when a lady walked in and asked if we paid off other loans from finance companies. I told her that we do as long as they are local and they have the title in there office. The little elderly lady sat down and she was shaking really bad. I asked her if she was alright and she said that she is just very nervous because she has never had to do this before but she needs help. I told her that everything was going to be ok and I was here to help. The lady told me that she has a loan where she bought her car at and they are really mean to her and they come to her house to get payments from her when she isn't on time. The nice lady said that she gets SSI from the state and it comes on the first of every month and that her payment was due then. She said that she got a little behind by 2 days and they were at her front door. She explained that she just wants to get away from them and get with someone else. I looked the clients information up and we could loan her $650.00 on her car. The client only need $533.00 and that was it. We sat here and talked about how she lost her husband and he did everything for her. She never had to work, deal with the bills or anything like this. She was such a sweet lady. I went and paid out her loan and she told me that God has blessed you and your family. I told her thank you so much and that to have a good day and things will get better. Since client came to us for a loan we could loan her more on her car then what her pay out was. Client walked away with an extra $117.00. I'm happy that I was able to help her with her problems. She was so happy when she left. Client actually called me later and told me thank you again. Always makes my days brighter when I can help! Tracie Bolton Senior Manager, SCTL Lexington 803-996-5844 South Carolina Give me a call and let me see how I can help you!!

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Get a Title Loan to Finish A Creative Project

Title Loans! Let me start out by saying I have had a wonderful experience with a title loan company. They call them selves Smart Choice Title Loans, they helped me when I was in need of some extra money. They offered me a 30 days no interest loan, man I jumped all over that one. They also offer many different discounts to go alone with that. I was writing a book about my brother being in the Korean War. I had just about got it finished when I noticed I was running out of money. So I called around to many title loan companies, and none of them could offer me what Smart Choice did. So I took my vehicle down and some paper that they told me to bring, I meet some of the nicest people around. They greeted me a smile and helped when no one else could. So if you are thinking about getting a title loan I would recommend Smart Choice Title Loans. Now I have finished my book and I took a copy to Smart Choice. So if you do decide you want a loan with them, pick up my book and read it. Thank You Smart Choice Title Loans. Thank You, Teresa Bennett Smart Choice Title Loans 701 N. Anderson Road Suite 105 Rock Hill, SC 29730 803-980-5044

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What You Need to Get a Title Loan

Title Loans Things you would need to get a Title Loan! A vehicle, a clear title to that vehicle, registration to that vehicle, drivers license, social security card, most recent pay check stub, and proof of insurance. There are 7 things you need to remember to bring with you. The loans will take about 15 minutes, you will fill out some paper work and we will hand you a check that day. Reasons you may need a Title Loan, your car needs a tune up, school clothes, just to have some extra cash. It doesn't matter to us why, we are just here to help in any way possible. So you can go on line to our website at www.smartchoicetitleloans.com, or you can pick up the phone and give one of our many location a call. One of our managers will be glad to assist you, no personal questions asked. So come on and get a title loan today at Smart Choice Title Loans. Thank You, Teresa Bennett Smart Choice Title Loans 701 N. Anderson Road Suite 105 Rock Hill, SC 29730 803-980-5044

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Extra Cash Title Loan for Texting

Extra Cash! I know some of you have kids that are old enough to have cell phones. I know they have sometimes run your bill up by texting. Do you need some extra cash to pay that bill, I can give you extra cash. At Smart Choice Title Loans that's just what we do. If you have a vehicle and a clear title to that vehicle you can get some money. You can look us up in the phone book and give on of our many locations a call or just log onto our website at www.smartchoicetitleloans.com. One of our managers will be glad to help you. You will be in and out in about 15 minutes with a check in hand to go pay that cell phone bill. So give us a call, we also offer the 30 days interest free.* Thank You, Teresa Bennett Smart Choice Title Loans 701 N. Anderson Road Suite 105 Rock Hill, SC 29730 803-980-5044 *Restrictions Apply

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Title Loans to the Rescue

I had a customer come in today with a very compelling story. He has gotten himself in a pickle of a situation. The police stopped him (I won't go into any details)but it's not very pretty. He shared his story with me and fortunately I was able to hook him up with some quick cash to get himself out of a jam. He doesn't get paid until next week and unfortunately the "PO PO" won't wait that long. He came to me in diar distress and thankful I was here. I told him about the 30 day interest free program* here at Smart Choice Title Loans and he plans to take me up on that when he gets paid next week. Hopefully he has learned his lesson but should "something else occur" heaven forbid, I offered him an easy and reasonable payment plan. Good thing I was here he said. Sure didn't want to hear about him on the news. Tracy Rock Hill *Restrictions Apply

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Title Loans South Carolina

Title Loans Let me tell you what a title loan did for me. Well my husband and I have been married for 8 years. Well I decided that I wanted to do something different this year, and surprise him. Well I was on the computer and typed in title loans and found this title loan company, Smart Choice Title Loans. I called them up and they told me that with my vehicle, clear title to that vehicle, and registration, and drivers license, social security card and my most recent check stub, proof of insurance, they could loan me $2500.00. I just about hit the floor, I told them thank you and I would be there shortly. I went in to the office the process took about 15 minutes and they handed me a check that day. I took it to my bank and cashed it. The next day I called my husband and told him not to make any planes for our Anniversary that I had already done that. When he got home I had mine and his bags packed, and we took a whole weeks vacation. We had a blast, all thanks to Smart Choice Title Loans. So if you need some extra money. Please call them or go on line to smartchoicetitleloans.com. They will be glad to help. Thank You, Teresa Bennett Smart Choice Title Loans 701 N. Anderson Road Suite 105 Rock Hill, SC 29730 803-980-5044

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Title Loans - 4th of July

Title Loans!! Do you or someone you know need some extra cash for this 4th of July holiday. Well come see me at Smart Choice Title Loans. We offer 30 days Interest FREE*, and all kinds of discounts. All you need is a vehicle a clear title to that vehicle, Drivers License, Social Security Card, Most recent proof of income, Registration, and I will give you a check that same day. It will take about 15 minutes or less, and you keep your vehicle. I will take pretty pictures of your vehicle, you will feel out a few forms and then you will be on your way to celebrate the Fourth Of July. Wow don't that sound great!!! You can even go on line to our website and apply online at www.smartchoicetitleloans.com, or just call me at the number below. I will be glad to help you make this a great Fourth of July!! Thank You, Teresa Bennett Smart Choice Title Loans 701 N. Anderson Road Suite 105 Rock Hill, SC 29730 803-980-5044

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No More Stress - Money Worries Get a Title Loan

No More Stress!! I wanted to talk about one of my experience's that I have had working as a loan manager for Smart Choice Title Loans. Today I had a gentlemen call me and wanted to know how the car title loan thing works. I explained to him that he had called the right place b/c we can not only help him but we can tell him everything over the phone so you can get everything right with how much you need before you come in. Client said that he was really weird about doing this but it was something that he had to do. Client said that he let his self get behind in his mortgage and he has to have the payments made by 5:00 today. I got the gentleman's information about his car and we could loan him up to $6500.00 on his title. Client seemed so less stressed when I told him that. He said that he would only need $3000.00 and that would take care of all his problems. Client said that he would be in later to see me. I was sitting at my desk when a gentlemen walked in. He asked me if I was Tracie. I told him yes and how could I help him. Client told me who he was and that he was going to get the $3000.00. After I was finished with the loan the client told me that he thought that I was a really nice person and that the person that owns a business like this really understands that people need help sometimes and the 30 day interest program* really helps. Client said that he was refinancing his house and he had to have the payments made before he could do it and with our help, he is able to do that. I'm so glad that I can help people in there time of needs. It really puts a smile on my face to now that I have help relieve some stress off on someone's shoulders. Tracie Bolton Loan Manager @ Smart Choice Title Loans Lexington Location 996-5844 Give me a call and let me see how I can help you out!! * Restrictions Apply

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Cash Emergency Title Loan South Carolina

Emergency Cash - Need a loan Do you need cash in a hurry? Then you should go to Smart Choice Title Loans to see if they can help! Smart Choice has helped tons of people get the cash they needed the day they came in to get the loan. The loan process is fast and discreet. Bad credit is no problem. Smart Choice doesn't do credit checks! Smart Choice has helped several people get what they needed quick! They have several different locations and really want to help you today. Smart Choice has competitive interest rates. They offer several different discounts for example, if you are a single mom you can get 10 % off your first interest payment! Isn't that great! Call them at 803-788-9544 or visit their web site at http://www.smartchoicetitleloans.com Their business hours are Monday-Friday 8am-6pm and Saturdays 10am-2pm. Thank You Angie

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Car Title Loan South Carolina Apply Online

If you need a little extra cash stop by the nearest Smart Choice Title Loans and apply for one of our Low Interest Loans. All you need is a Clear Title, Vehicle and proof of income within 30 days of getting the loan. Smart Choice has friendly staff and will answer all of your questions. If you do not qualify we will inform you at that time and if you call on the phone we will process your information over the phone and let you know on the spot if you qualify. No tricks or surprises some thing I cannot guarantee with another lender out there. Log onto www.smartchoicetitleloans for more information on applying for a loan. Smart Choice also has monthly give aways and drawings to let our customers know we appreciate their business. So log onto the website and apply on line if you can't make it into the office and one of our friendly staff members will return your call and let you know if you qualify or not. Smart Choice Title Loans " A Lender You Can Trust". Valerie. Smart Choice Title Loans Columbia SC.

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Title Loans for Travel and Automobile Maintenance

Now that summertime is here, more people are on the road going to family reunions, going on vacations, and just site seeing. And what better way to travel than with a new set of flashy wheels. Chrome wheels definitely say "Look at me!" If you are into that sort of thing but just don't have the extra cash then a title loan is your answer. It's quick and easy and you'll be rolling in style in no time. Just bring in your vehicle, title, registration, I.D., social security card, and most recent income and your set. The loan takes about 15 minutes, now that's fast cash! Come on by one of our convenient locations and with our fast friendly service you'll be site seeing in style in no time. Robyn Rock Hill Title Loans

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Fast Cash For Summer

Its almost that time of year again. Time to box up the winter clothes and unpack the summer clothes. Yes summer is almost here. So let Smart Choice Title Loans help you with some fast cash to get the jump start on the summer. Whether you need summer clothes, outdoor supplies or just an annual check up on your ac unit, give us a call for a South Carolina title loan and we will help you get the fast cash to help with your summer needs. We have the 30 day interest free program or you can just make payments. So give us a call today and let's get you some of that fast cash so you can enjoy the summer. Also we would love to help out with any vacation that you would love to take, but just don't have the money. We are here to help you at all your time of needs. Our business hours are: Monday through Friday 8am to 6pm Saturday 10am to 2pm Give any of our 7 South Carolina locations a call and we will direct you to your nearest location. HAVE A BALL THIS SUMMER!!! Tracie Bolton, Manager Smart Choice Title Loans 4265 Augusta Road Ste R Lexington, SC 29073 803-996-5844

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Fast Cash For Bills - South Carolina Title Loan

Bills, Bills, Bills Bills can be so stressful. Especially when you are a single parent. I had a gentleman come into my office in need of some fast cash. I work for a title loan company. Weather had not permitted him to get all the hours he needed to pay all the bills and the mortgage, so he turned to me for help. He had his car title free and clear of all liens and just needed some fast cash to get him over this bad work week. I was able to loan him the $1200 that he needed to finish out his mortgage, and also he had some extra money to take the kids on a special trip for the weekend. It is always a pleasure to put a smile on someones face. I have that opportunity sometimes daily. The 30 days interest free title loan program is just what he needed! ♥Tammy Howard♥ Smart Choice Title Loans 14322 E. Wade Hampton Blvd Greer SC 29651 (ph)864-879-1284 (fax)864-879-0817

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30 Day Interest Free Loan South Carolina Fast Cash

Helping Others in South Carolina with Title Loans and 30 Day Interest Free Loans Fast Cash in South Carolina by getting a 30 day interest free loan. Hey everyone! I wanted to tell you about an experience that I have had a few months ago at work. I work for Smart Choice Title Loans and I had a client come in down in the dumps because he needed some fast cash!! We had some really cold weather and his pipes froze in his kitchen. The pipes were from his dishwasher and flooded his floor. I informed him that we could loan him the money that he needed to get his leak fixed! My client was so happy! I informed him that we had a great interest rate and that he could also get 30 days interest free! The client gave me a hug and said thank you so much! The client came in a few weeks later and paid off his loan 30 days interest free. He was so relieved that we could help him get his kitchen back to normal! I am so lucky to have a job that gives me the chance to help people who are in need of some fast cash! If any one needs some quick cash come in and see me! The loan takes about 15 minutes and you get the check the day you get the loan. Thank You, Angie Title Loan Manager

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South Carolina Title Loans

SMART CHOICE TITLE LOANS! **A LENDER YOU CAN TRUST** Come and see what we are all about. We help people when they need extra cash for there title's to there cars. We have the lowest interest rate and the best payment pay back. We also will match or beat any other competitor rates. We always offer a 30 day interest free program * and you can't beat that. Get the loan then turn around and pay it right back with no interest. If you aren't looking for that then you can make payments. Payments are very affordable and we work with you. Stop by one of our local offices and see for yourself. When you come in we promise that you will experience a very professional atmosphere. Also when you come in and get a loan with us you can sign up to win some of our great prizes. Right now we have a $1000.00 giveaway *. So come see us and get in a chance to win. Let us know how you like our website. Thank you Tracie Title Loan Manager * Restrictions, rules and regulations apply.

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Title Loans In An Uncertain Economy

Always in good hands with a Lender You Can Trust - Title Loans are a Blessing In Times of an Uncertain Economy. I want to share a time that I will never forget working for Smart Choice Title Loans. I was sitting in my office feeling kinda down from the rainy weather outside. A lady called and wanted some information on getting a title loan. I took all her information and I looked the vehicle up. Well after getting the information from her it seemed that the car didn't qualify. The lady became really upset, and said that she didn't know what she was going to do because she needed some help with paying her bills. She had just recently gotten laid off from her job. I asked her if she had another vehicle that I could look up, and then I may be able to help her with the title loan and getting the money that she needs. The lady told me that she wasn't sure what the car was because her husband had just brought it, and that he would be home later. I told the lady to give me a call back and I would see what we could do. About an hour later the lady called back with the information and the car qualified for $601.00. The lady started to cry and told me that I must be an angel sent from heaven to help her. I told her thank you and that I would love to help her in her time of need. I explained to the lady what she needed to bring in and that I would be here until 6. I was sitting at my desk reading the news and a little old lady walked in my office. When she walked in she was still crying and wanted to know if I was Tracie. I told her yes and how could I help her. She told me that she had called and that I was her angel. It blessed my heart in such a way doing the title loan for the lady, and seeing that I helped someone when they needed it the most. The lady took my hand and told me that I would never be forgotten. When that lady walked out, I sat back and just smiled. It felt so good that I just helped someone put food on the table or pay a few bills. With the economy the way that it is it is hard to find help sometimes. I'm here to help you with getting a title loan at Smart Choice Title Loans because alot of the time WE CAN HELP!! Its fast and easy. The phrase "A Lender You Can Trust" says it all. Tracie Bolton Title Loan Manager

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Title Loan - a smart option for people with a bad credit history (low credit score).

Title loans are a secured loan where your car serves as collateral. In fact, your car is not only used as collateral for title loans. When you give your home as collateral, many lenders consider your car as a secondary asset. Your automobile, motorcycle, RV are highly useful in obtaining title loans. And you can enjoy the freedom to use the vehicle as you wish while the lender retains the title of the vehicle.

If your credit history is poor or bad, you may suffer from a large number of refusals. You may get bad credit loans but it carries a high rate of interest and the procedures involved are quite cumbersome. Title loans are therefore a smart option during emergencies because the lender never treats you differently and he is ready to give a loan on better terms. Bad credit scores, owing money to individuals or county court judgments do not obstruct the approval process in any way.

You need not wait for a long period to obtain an approval for title loans. You can fill in the application online. It just requires simple details like your name, phone number, email address, your age, social security number and car license number. Approval is granted within a very few short minutes. Hence, title loans are also referred to as instant loans. You need to submit your current pay, address proof and sometimes references. Generally, your loan amount is sanctioned as soon as you provide these documents.

Title loan is a great source of funding for your instant requirements, particularly if you do not get a positive response from lenders due to bad credit status. Title loans can enhance your credit score too if you repay on time. You can therefore meet any medical expenses, urgent family expenses etc without any hassle.

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Receive $50 off on your first month’s interest payment by applying online. *restrictions apply

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A consumer lending company providing car title loans in South Carolina