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Do you need money? Smart Choice Title Loans offers loans up to $20,000 within minutes to qualified borrowers.

Our customers borrow money for many reasons:

* rent/mortgage payment
* utility bills
* medical bills
* cosmetic needs
* tuition/school supplies
* repairs
* legal fees
* vacations
* household needs
* increased closing costs (we do not report to credit bureaus)
* emergencies
* payroll

Smart Choice Title Loans provides customers with quick and confidential consumer loans based on the value of their vehicle. As with home equity loans, if you own your vehicle free and clear, we may be able to loan you the cash you need based on the equity you have built in your vehicle.

Since 1999 we have been a leader in short-term consumer lending. We have been providing our customers with the quickest, most confidential and hassle-free title loans available within our industry.


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Receive $50 off on your first month’s interest payment by applying online. *restrictions apply
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If you're laid off from your job in this uncertain economy

Unemployment rates are skyrocketing. Getting laid off is no longer something that happens to another person. Almost everyone now knows someone that has been affected by this economy. Some of the U.S.'s biggest companies are collapsing or downsizing. They are taking hundreds of thousands of workers and their families down with them. In times like these, of job uncertainty, anyone can become a victim of cost cutting and downsizing. Being laid off can affect your income, lifestyle and ultimately impact your ability to make essential monthly bills ... your house payment, utility bills, credit card bills, car payment, health insurance. In times like these you need to find a way to pay your bills so you can keep a roof over your head and food in your families mouth. For those with bad credit or low credit scores, it can be even harder to find lenders willing to give you a loan. If you have an automobile with a clear title, however, you can use it as collateral and get approved for a car title loan regardless of your credit score. You can apply online and within minutes have your approval and money to pay those emergency bills.

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Receive $50 off on your first month’s interest payment by applying online. *restrictions apply

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Smart Choice Title Loans © 2009
A consumer lending company providing car title loans in South Carolina