Smart Choice Title Loans values you and your financial needs.

When obtaining a loan, please always consider the following guidelines prior to taking out a loan:

1) When borrowing is absolutely necessary, never borrow more than you need.

2) Calculate what amount you can comfortably afford to repay. Remember, you are required to repay your loan plus accrued interest.

3) Maintain all your loan documents in a safe location and keep track of when your payments are due and how much is owed.

4) Read all loan documents and ask questions prior to signing them.

5) Carefully consider all of the terms and conditions of any loan prior to borrowing money.

6) Make all of your payments on time to avoid any extra fees.

7) Pay more towards your monthly payment to reduce your outstanding principal balance quicker.

8) Keep your lender informed of all changes to your address, telephone number, insurance or employment status.

9) Promptly respond to all lender notices or telephone calls.

10) Keep in touch with your lender.

Be A Responsible Borrower